opinion
I've watched a family lose everything they'd built over decades in a single flood, with absolutely nothing to fall back on to rebuild -- I don't want any more families to face that same devastation with zero safety net.
meeraiyerEditorial
I've watched a family lose everything they'd built over decades in a single flood, with absolutely nothing to fall back on to rebuild -- I don't want any more families to face that same devastation with zero safety net.
Insurance-industry actuarial data shows mandatory disaster insurance in flood-prone but low-income regions can become financially unworkable without heavy government subsidy, since premiums calculated on actual risk would be unaffordable for exactly the poorest households most exposed to that risk.
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